Terms and Conditions

Jae Labs LTD ("Jae Labs", "we", "us", or "our") operates https://jaelabsltd.com and develops digital products and services, including Healy App, Vox Document, Datana, Juma.

By accessing our website or using any product or service operated by Jae Labs, you agree to these Terms and Conditions. If you do not agree, do not use our services.

This corporate website does not process payments. Paid subscriptions, purchases, and other transactions are completed within our individual product applications and websites, where applicable.

We provide software products, platforms, and related digital services across industries including healthcare, productivity, data, and business automation.

Features, pricing, availability, and supported regions may vary by product. Additional product-specific terms may apply within each application and will be presented where relevant.

When using our services, you agree to:

• Provide accurate registration and billing information.
• Maintain the confidentiality of your account credentials.
• Use our services only for lawful purposes and in compliance with applicable laws.
• Not attempt to interfere with, reverse engineer, scrape, or misuse our systems or other users' data.

Fees for paid products are disclosed at the point of purchase or within the relevant product application.

By submitting payment information, you authorize us and our payment partners to charge the applicable fees, taxes, and recurring subscription amounts.

Payments may be processed in Nigerian Naira (NGN), United States Dollars (USD), or other supported currencies depending on the product and payment method available at checkout.

Failure to pay applicable fees may result in suspension or termination of access to paid features.

Our website, products, software, branding, documentation, and related materials are owned by or licensed to Jae Labs and are protected by applicable intellectual property laws.

Subject to these Terms and any applicable subscription or license terms, we grant you a limited, non-exclusive, non-transferable right to access and use our services for their intended purpose.

Our services are provided on an "as is" and "as available" basis to the fullest extent permitted by law. We do not guarantee uninterrupted or error-free operation.

Our products may include third-party integrations, payment gateways, and external content. We are not responsible for third-party services outside our reasonable control.

To the maximum extent permitted by law, Jae Labs will not be liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, data, goodwill, or business interruption arising from your use of our services.

Our total liability for any claim relating to our services will not exceed the amount you paid us for the relevant product in the twelve (12) months before the event giving rise to the claim, unless a higher amount is required by law.

We may suspend or terminate access to our services if you breach these Terms, create risk or legal exposure, or fail to pay required fees.

You may stop using our services at any time. Provisions that by nature should survive termination will remain in effect.

These Terms are governed by the laws of the Federal Republic of Nigeria, without regard to conflict-of-law principles, except where mandatory consumer protections in your jurisdiction apply.

Disputes should first be addressed by contacting us at hi@jaelabsltd.com.

We may update these Terms from time to time. Material changes will be posted on this page with an updated effective date. Continued use after changes become effective constitutes acceptance of the revised Terms.